Licensed by the Central Bank of Nigeria · RC: 6894581
Mon – Fri · 8:00am – 5:00pm+234 913 600 0833info@kabimya.com
Kabimya Finance Company Ltd
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Four ways to save, one clear trade-off

From fully liquid everyday Investment to a locked plan at the top of our rate card — the less access you need, the more you earn.

9%

per annum

Most flexible

Flex Investment

An always-on, fully liquid investment account for everyday flexibility. Deposit and withdraw at any time, in any amount.

Access
Deposit and withdraw anytime
Withdrawals
No lock-in or early withdrawal fee. Withdrawing forfeits the interest accrued on the amount taken out.
Best for
Emergency funds and first-time investors

10%

per annum

Mini Flex

A middle ground that pays more than Flex Investment while still allowing regular access, rewarding customers who withdraw sparingly.

Access
Deposit anytime · 2 free withdrawals a month
Withdrawals
A third withdrawal in the same month forfeits that period's interest. The counter resets monthly.
Best for
Active spenders who still want yield

15%

per annum

Investment Plus

A goal-based plan that rewards consistency. Set an amount and a target date, then fund it on a schedule that suits you.

Access
Scheduled daily, weekly or monthly contributions
Withdrawals
Withdrawing before your target date attracts an early withdrawal fee, shown before you confirm.
Best for
Rent, school fees, travel and large purchases

Up to

22%

per annum

Highest rate

Smart Lock

A single lump-sum, fixed lock-in account offering the highest rate in the suite in exchange for giving up access. Your rate is agreed with us up front, based on tenor and amount.

Access
One-time lump sum, locked for a fixed tenor
Withdrawals
No early withdrawal. Principal and interest are released to you at maturity.
Best for
Surplus funds and yield-maximising savers

Rates are quoted per annum and accrue on your daily balance. Full terms — including accrual method, tenor options and any early withdrawal fee — are disclosed at account opening and again before any withdrawal is confirmed.

Ready to secure your financial future?

Our advisors are available Monday to Friday, 8am–5pm. Let’s talk about your goals.

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